In general, a health plan offered by an employer or employee organization that provides health coverage to employees and their families.

Small business health insurance is provided for organizations or businesses with 2 – 50 employees. Groups with 51 or more are considered large group where the rules and rates change drastically. Starting in 2017 family health statements will no longer be required at all on any plans, either existing or new, for any employee either coming on for the first time or a new employee already on the plan, they will not be required anymore, only the enrollment form.

Stegner Associates LLC